Have you ever had that moment when you open your wallet, and it's practically bursting with credit cards? If you're like me, it's a moment of mixed emotions. On the one hand, each card represents a world of possibilities with the chance to earn rewards, build credit, and have a safety net in emergencies. But on the other hand, managing multiple cards can feel like juggling flaming torches while riding a unicycle.

According to WalletHub, there are states where the average Joe and Jane have far fewer credit cards in their wallets. And you know what? There's a certain charm to it! The states with the least credit cards per person might surprise you. Is it because they're super frugal? Or they've mastered the art of living within their means. Whatever the reason, residents of these states have found a balance that works for them.

But let's remember the benefits of having fewer credit cards. For starters, it's easier to keep track of spending and payments. No more figuring out which card to use for groceries, which one earns the most points at the gas station, or which has that sneaky annual fee. Plus, fewer cards mean fewer chances of falling into debt.

WalletHub also shares that residents of Idaho tend to have fewer pieces of plastic in their wallets. But what's the secret behind this? Perhaps it's a testament to their financial responsibility, or maybe they prefer more straightforward ways of spending. Either way, it appears that Idahoans may be onto something when it comes to managing credit. Here's to Idaho, where less is more in the world of credit cards!

10 States With The Fewest Credit Cards

In order to determine the states with the most credit cards, WalletHub compared the 50 states across two key dimensions: 1) Number of Cards and 2) Increase in Number of Credit Cards.
We evaluated those dimensions using 4 relevant metrics listed below with their corresponding weights, each metric being graded on a 100-point scale.

Gallery Credit: Kyle Matthews

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