We all have something that we pay monthly for that we just don't use. Whether it's Netflix, Hulu, or Amazon of some sort, I'm sure you're like me and have things that are just wasting your money.

Just last week I got fed up with looking at my home phone payment connected to by internet bill. I can promise you that neither Savannah nor I have used the home phone line more than twice since it was connected. Plus, whenever the phone does ring (which isn't often) it's always a telemarketer.

So, finally I took the little black box back to the company I have my phone service with and it's going to take nearly $10 off our bill each month. It might not seem like a lot but that will be over $100 each year.

What monthly payment do you have laying around that you need to cancel? If you can't think of one, make sure you check your bank statements often to make sure there isn't one hanging around that you didn't remember about.